Welcome to Watches2U
We offer afforditNOW finance on UK orders over £100, with a repayment plan for up to 12 months!
Please add the items you wish to purchase to your basket and then look out for the afforditNOW logo to make an application.
Your application may only be considered if:
Please ensure your application is completed accurately to maximise the chances of your application being accepted. A decision will be made based on credit history available from credit bureaus as well as using public registers such as the electoral roll. Please note that meeting the above criteria does not guarantee finance acceptance.
To start your credit application add the product you wish to buy to your basket. On the shopping basket click 'afforditNow logo, checkout with finance'. You will then be asked to fill out your details such as your name, address history for the last 3 years, employment details and bank details for direct debit. This only takes a few minutes and in most cases an instant decision can be returned. Sometimes decisions may need to be referred for manual checks which may only be carried out during working hours. You will be notified of the decision by email once these are complete if this is the case. If your application is unsuccessful and you have already paid a deposit this will be refunded automatically within 3-5 working days.
If your application is successful you will be asked to make either a service charge of £9.99 taken while applying with afforditNOW using credit or debit card. We will then send you confirmation of your order by email and ship your order in our next collection.
Unfortunately we are not given a reason by the lender so we are unable to comment on individual applications. If you believe your application should have been accepted please note that sometimes applications can be declined due to incorrect information being given. Please ensure your address history is entered correctly and is the same as registered with your bank and the electoral roll (if applicable). If you have paid a deposit this will be refunded automatically within 3-5 working days.
Your initial deposit is payable by credit or debit card. Once your order has been shipped we will notify the credit lender. Payments are then taken automatically by direct debit for peace of mind either after your payment holiday when using afforditNOW. For more information please see your credit agreement.
For all payment queries please call Paybreak Customer Services - 0333444224
Watches2U, PO Box 2041, Croydon, CR0 9JW United Kingdom is a licensed credit broker, authorised and regulated by The Financial Conduct Authority (licence number 659577 with FCA interim permission). Terms and conditions apply. Loans available to permanent UK residents aged 18 and over. Subject to status. Eligibility and conditions apply. afforditNOW is a credit product offered by PayBreak Ltd: Registered Office at The Bloc, Ashley Road, Altrincham, WA14 2DW. PayBreak Ltd is authorised and regulated by The Financial Conduct Authority (Interim Permission No 0644149). Watches2U acts as intermediary.